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"There's a certain irony in the Treasurer on the one hand saying negative gearing is OK because lots of nurses, teachers and police do it, but in the very same speech bemoaning the fact that nurses and teachers in particular are unable to buy houses in the communities which they serve," he said. ABC News: Angela Ross Saul Eslake says the first step to boosting home ownership rates is to end tax laws favouring investors. Increase in housing supply also needed Mr Eslake said limiting negative gearing and/or reducing the capital gains tax discount is key to improving housing affordability. "I believe they are an essential part of making housing more affordable for people who don't already own at least one property," he said. "They're not a magic bullet, they need to be accompanied by other home loan for doctor Oak Laurel 0430129662 measures which will boost supply." While critical of the Treasurer's continued refusal to consider curtailing negative gearing, Mr Eslake acknowledged some positives out of his speech. "Some of the things doctor home loans Oak Laurel 0430129662 Mr Morrison is proposing in relation, for example, to the bond aggregator based on the UK model of facilitating the raising of debt by not-for-profit housing providers in order to provide more affordable rental housing is an important measure to boost supply," he opined. Mr Eslake added that state and local government planning changes to encourage development, and various proposals to encourage older people to downsize to free-up the supply of family-sized houses, would also increase the supply of housing and put downward pressure on property prices. Eslake attacks super bad idea Responding to reports in News Limited papers that the Government is still considering some form of scheme to allow first home buyers to divert their superannuation contributions to a housing deposit, Mr Eslake said it was a bad idea on multiple fronts. "The history of the last 50 years shows that anything which allows people to spend more buying a home than they otherwise would ... ultimately results not in more people owning homes but in homes becoming more expensive," he said.